Privacy Policy

Introduction

NextGen Insurance ("NextGen," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website GoNextGen.in or interact with us concerning our insurance products and services.

By accessing or using our website or services, you agree to the practices described in this Privacy Policy. If you do not agree with these practices, please refrain from using our site or services.

What is Personal Information?

Personal Information refers to data that identifies, relates to, or could reasonably be linked to an individual. This includes, but is not limited to, your name, contact details, occupation, insurance policy information, claims history, and coverage preferences.

What is Processing?

"Processing" encompasses any operation performed on personal data, whether automated or manual. This includes collection, recording, organization, structuring, storage, adaptation, retrieval, consultation, use, disclosure, dissemination, alignment, combination, restriction, erasure, or destruction of personal data.

Applicable Law

We process your Personal Information in accordance with applicable data protection laws, including the California Consumer Privacy Act (CCPA), the Washington Privacy Act (WPA), and other relevant U.S. federal and state laws.

Who is Responsible for Data Processing?

Data Collection

We collect Personal Information that you voluntarily provide to us when you:

• Request an insurance quote
• Submit a claim
• Apply for employment
• Contact us for inquiries

We may also collect limited technical information automatically when you visit our website, such as your IP address, browser type, and pages visited. This data helps us analyze website usage and improve performance.

Use of Your Information

We use your Personal Information for the following purposes:

• To provide and manage our insurance products and services
• To process insurance quotes and claims
• To respond to your inquiries and provide customer support
• To improve our website and services
• To comply with legal obligations and prevent fraud

Sharing of Information

We do not sell your Personal Information. We may share your information with trusted third parties who assist us in operating our website, conducting our business, or servicing you, such as:

• Claims adjusters
• Legal representatives
• Affiliated agents

These third parties are obligated to maintain the confidentiality of your information.

Cookies and Tracking Technologies

Our website uses cookies to enhance functionality and improve your experience. Cookies are small data files stored on your device that allow us to remember your preferences. We use persistent cookies that expire after 60 days. You can decline or disable cookies through your browser settings, although this may limit some website features.

Data Security

We implement industry-standard administrative, technical, and physical safeguards to protect your Personal Information from unauthorized access, loss, or misuse. While we strive to protect your information, no internet transmission or storage system is entirely secure.

Data Retention

We retain your Personal Information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal or regulatory requirements, and resolve any disputes. The retention period depends on the nature of the information and applicable laws.

Children's Privacy

Our website is not intended for children under the age of 13, and we do not knowingly collect information from them. If we become aware that a child has submitted Personal Information through our site, we will promptly delete it.

Your Privacy Rights

Depending on your jurisdiction, you may have the following rights regarding your Personal Information:

• The right to access the Personal Information we hold about you
• The right to request correction or deletion of your Personal Information
• The right to object to or restrict certain processing of your Personal Information
• The right to data portability

To exercise these rights, please contact us at info@trustnextgen.com. We may request verification of your identity before processing your request.

Policy Updates

We may update this Privacy Policy periodically to reflect changes in our practices or legal obligations. Any updates will be posted on this page, along with the effective date. We encourage you to review this policy periodically.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us: